Being Santa Claus' Insurance Broker provides many unique challenges, but here at Huestis Insurance Group, we believe that insuring the magic of Christmas is worth the work.  Santa runs a 24/7 business operation including a factory, warehouse, elves, and reindeer.  We ensure Santa is well protected for his journey around the world with a comprehensive insurance package including, but not limited to, some of the following coverage:

Workshop Insurance

Santa's Workshop spans over several acres and requires significant coverage for repair or replacement. Commercial property insurance protects against loss or damage such as a fire, weight of snow, elf mischief, and more....  Business Interruption coverage is also in place to minimize any impacts of loss or damage to the workshop.   

Sleigh & Reindeer Liability

Much like an automobile, Santa is required to carry liability insurance for his Sleigh and Reindeer to fly through international airspace.  The liability portion of this insurance policy covers potential damage to roofs as a result of hard landings, and would cover injury to third parties. Fortunately, Santa has an impeccable driving record with no claims reported in the last 500+ years! Santa's sleigh is insured for collision, comprehensive  which would offer repair or replacement, and the policy includes loss of use which would provide Santa with a replacement sleigh in the event of an accident.